Why buy one house when you can buy two?? Located in the heart of center-city Oneonta on Otsego Street, this unique multi-parcel property offers two separate homes on two tax lots with a shared driveway, just moments from Main Street, local shops, restaurants, and the SUNY/Hartwick corridor. The front residence is a spacious 5-bedroom, 1-bath home featuring classic curb appeal with a cedar shake exterior and newer metal roof, offering strong exterior maintenance and long-term durability. The rear structure is a cozy 2-bedroom, 1-bath home with vinyl siding and its own private feel, positioned behind the main house for added separation and flexibility. Together, the property presents multiple pathways for use - ideal for owner-occupancy with supplemental rental income, a full investment setup with two independent living spaces, or a multi-generational living arrangement with extended household flexibility while maintaining privacy between residences. Both homes sit on their own tax parcels while sharing convenient driveway access, creating a rare configuration in this central in-city location. With proximity to downtown Oneonta and strong rental demand in the area, the property offers a compelling opportunity for both long-term hold and value-add positioning. A versatile setup in a walkable, centrally located neighborhood-well suited for a range of residential and investment strategies.
Listing By
Agency Name: Oneonta Realty LLC
Agency Phone: 607-433-2873
Shown By
Agent Name: Christine Campanella
Agent Phone: (716) 440-0133
Agency Title: MJ Peterson Real Estate
Estimated Payment
$ 1,406.47 per month $620.93 Principal & Interest $704.17 Property Tax $81.38 Homeowner's Insurance
20 Otsego Street | MLS# R1669565
This multi-family property located at 20 Otsego Street, Oneonta, NY 13820 is currently listed for sale with an asking price of $279,000. Otsego Street is located within the Oneonta school district. Search Oneonta real estate on ccampanella.mjpeterson.com today.