Christine Campanella
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20 Otsego Street, Oneonta, NY 13820

$279,000
  • 20 Otsego Street, Oneonta, NY 13820 Main Photo

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New to the Market Active
BEDS7 BATHS3 full SQUARE FEET2,669 MLS#R1669565
STATUSActive PROPERTY TYPEMulti Unit - Multiple SCHOOLOneonta

Property Description

Why buy one house when you can buy two?? Located in the heart of center-city Oneonta on Otsego Street, this unique multi-parcel property offers two separate homes on two tax lots with a shared driveway, just moments from Main Street, local shops, restaurants, and the SUNY/Hartwick corridor. The front residence is a spacious 5-bedroom, 1-bath home featuring classic curb appeal with a cedar shake exterior and newer metal roof, offering strong exterior maintenance and long-term durability. The rear structure is a cozy 2-bedroom, 1-bath home with vinyl siding and its own private feel, positioned behind the main house for added separation and flexibility. Together, the property presents multiple pathways for use - ideal for owner-occupancy with supplemental rental income, a full investment setup with two independent living spaces, or a multi-generational living arrangement with extended household flexibility while maintaining privacy between residences. Both homes sit on their own tax parcels while sharing convenient driveway access, creating a rare configuration in this central in-city location. With proximity to downtown Oneonta and strong rental demand in the area, the property offers a compelling opportunity for both long-term hold and value-add positioning. A versatile setup in a walkable, centrally located neighborhood-well suited for a range of residential and investment strategies.

20 Otsego Street | MLS# R1669565

This multi-family property located at 20 Otsego Street, Oneonta, NY 13820 is currently listed for sale with an asking price of $279,000. Otsego Street is located within the Oneonta school district. Search Oneonta real estate on ccampanella.mjpeterson.com today.

Property Features

Property Type: Multi Unit - Multiple
Basement: Full
Heating: Gas, Multiple Heating Units
Lot Size: 0.10 Acres
Stories: 2.0
Taxes: $8,450
Year Built: 1900

Feature Descriptions

Appliances: Gas Water Heater
Days on Site: 5
Exterior: Frame
Flooring: Carpet, Hardwood, Varies, Vinyl
Lot: Irregular Lot, Residential Lot
Lot Dimensions: 50X90
Parcel#: 361200-300-006-0003-021-200-0000
Parking: Two or More Spaces
Parking Notes: Two or More Spaces
Sewer: Connected
Units: 2
Utilities: Sewer Connected, Water Connected
Water: Connected, Public

Local Schools

School District: Oneonta

Listed By / Shown By

Listing By

Agency Name: Oneonta Realty LLC
Agency Phone: 607-433-2873

Shown By

Agent Name: Christine Campanella
Agent Phone: (716) 440-0133
Agency Title: MJ Peterson Real Estate

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Estimated Payment

$ 1,406.47 per month $620.93 Principal & Interest $704.17 Property Tax $81.38 Homeowner's Insurance

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